Employers Liability Insurance

1. What does employers’ liability insurance cover?

Employers’ Liability insurance protects employers against legal liability under common law, negligence or breach of statutory duty for damages and claimant’s costs and expenses of litigation in respect of accidents, diseases or even death to employees happening in the course of employment.

2. Why do I need employers’ liability insurance?

It protects employers from their legal liability to an employee for death, injury or diseases arising out of, and in the course of employment.

3. What are the benefits of having employers’ liability insurance?

Employers' liability insurance protects your business by covering legal fees and compensation if an employee dies, gets injured or sick in the course of employment.

4. What document will I get after buying employers liability insurance?

After buying employers liability insurance, you will receive a policy document which is a written contract of insurance between the insured and the insurer. It contains terms and conditions of the insurance cover as well as the risks covered. Ensure that you read and understand the contents of your policy document.