Fire And Perils Insurance Overview

  1. What does Fire and perils insurance cover?

This insurance covers loss or damage to property caused fire and perils such as lightning, explosion, flooding or earthquake. It covers the cost of damage to your property caused by fire and perils. It helps pay for repairs or replacements if your building, belongings, inventory or stock are destroyed or damaged by insured perils.

  1. Why do I need Fire and perils insurance?

Fire is one of the most devastating risks to property. A fire and perils policy ensures you are financially protected if your property is damaged or destroyed by fire and other risks.


  1. What are the benefits of having Fire and perils insurance?

Fire and perils insurance protects you financially if a fire or other risks damage your property. It helps cover the cost of repairs or rebuilding, giving you peace of mind and saving you from large expenses after a fire or any other insured risk.


  1. What document will I get after buying Fire and perils insurance?

After buying fire and perils insurance, you will receive a policy document which is a written contract of insurance between the insured and the insurer.

It contains terms and conditions of the insurance cover as well as the risks covered. Ensure that you read and understand the contents of your policy document.