Personal Accident Cover FAQs

Personal accident insurance provides compensation to the policyholder involved in an accident resulting in injuries, disability or death caused solely by violent, accidental, external and visible events.

In this policy, is accident limited to road accidents only?

What is covered in a personal accident policy?

What other benefits does the cover have?

If a policyholder with a personal accident cover losses voice, will compensation be made?

In a case where an accident occurs and a medical officer assess the injured person and gives a degree of 10% permanent disability but the insurers doctor gives a degree of 1% disability. Where should the person who feels unsatisfied seek redress?

Can one have more than one personal accident policy?

Who is paid when the policyholder dies in a road accident?