The Policy document is proof of the existence of an insurance contract between you and the insurance company.
Ensure to obtain your policy document before the end of 30 days after you take up insurance, read and understand it.
Seek Clarification from the insurer, broker or agent to understand the terms and benefits of a policy which are contained in the policy document.
If you are not satisfied with the terms and conditions of the policy you can cancel the policy within the 30 days after receipt of the policy document and get back your money in full.
When you have a claim refer to the policy document to ensure the loss or damage is covered.
