Public Liability Insurance

1. What does public liability insurance cover?

Public liability insurance covers costs if a third party is injured, or their property is damaged because of your business activities. It helps pay for legal fees and compensation claims to protect your business financially.

2. Why do I need public liability insurance?

Property owners and business operators are exposed to many risks. Public liability protects against exposure as a result of bodily injury, property damage, claims of negligence by third parties and the cost of defending lawsuits.

3. What are the benefits of having public liability insurance?

Public liability insurance protects you from the cost of claims if someone is injured or their property is damaged because of your business activities either as an owner or operator of a premise. It helps cover legal fees and compensation, preventing financial losses to your business.

4. What document will I get after buying public liability insurance?

After buying public liability insurance, you will receive a policy document which is a written contract of insurance between the insured and the insurer. It contains terms and conditions of the insurance cover as well as the risks covered. Ensure that you read and understand the contents of your policy document.